Personal loans are growing much faster than home loans, but home finance remains the much larger credit category. Consumer durable and two-wheeler loans are also expanding. Here’s what the latest credit trends reveal about how Indians are borrowing and what consumers should watch.
Looking to diversify your portfolio through international mutual funds? Fresh investment options remain limited, with fund houses imposing different restrictions on SIPs and lump-sum investments. Here’s what investors should know before putting money into overseas-focused FoFs.
Active and passive small-cap funds follow different investment approaches, even when they are linked to the same benchmark. Their 1-year returns show a notable divergence, while differences in portfolio construction offer clues to what may be driving the gap.
A survey of over 67,000 UPI users suggests 76% may shift to cards, cash or bank transfers for purchases above ₹2,000 if merchants pass on the proposed 0.4% MDR. Only 14% said they would continue using UPI and bear the additional cost.
Gold has fallen sharply in 2026 amid rising US bond yields, a stronger dollar, inflation concerns and investor profit-taking. Central-bank buying.
The RBI may raise the repo rate by 25 bps or hold it at 5.25%. What should investors do with their equity, debt, arbitrage and gold allocations under either scenario? Experts explain how to navigate the decision and what portfolio changes to make.
RBI is exploring offline e-rupee transactions using Bluetooth and NFC, allowing digital payments without internet connectivity. Details here.
Midcap stocks can witness sharp corrections, making volatility a key risk for investors. But avoiding market falls can create another challenge if the subsequent recovery is missed. A 21-year analysis of the Nifty Midcap 150 highlights this trade-off.
The rules spell out eligibility requirements, employee and government contributions, pension calculation, lump-sum benefits, minimum and maximum pension provisions, VRS rules and the process for switching from UPS to NPS.
Report the transaction through your UPI app and bank immediately to improve your chances of recovering the money
